Sunday, September 6, 2015

COURSE OUTLINE FOR E-BANKING AND E COMMERCE



COURSE INSTRUCTOR:  DEBORAH ADU-TWUMWAAH            
LEVEL: 400 & 300  
CODE: PBBF 309
COURSE TITLE: E-BANKING AND COMMERCE

COURSE DESCRIPTION:
This course is designed to equip students with current developments in the banking industry with respect to the application of electronics in banking to promote self-service retail banking. It seeks to cover electronic banking and electronic commerce, the truncation of cheques, interbank clearing system and settlement and many other related issues in electronic banking and commerce.

COURSE OUTCOMES:
At the end of the course students will be able:
1.      Explain electronic banking and commerce and what goes into electronic banking and commerce
2.      Explain the fundamental changes in banking and financial markets as financial institutions and brokers have extended to electronic platform.
3.      Apply cash management, decision-making, and controlling techniques in an electronic interface.
COURSE OBJECTIVES:
This course seeks to:
1.      Provide students with a clear understanding of the concept of electronic banking (E-banking) and electronic commerce (E-Commerce).
2.      Equip students with modern and more current developments in the Banking Sector; precisely the application of the internet, computers and other electronically-based gadgets that facilitate the operations and practices of banking, locally and in international transactions.
3.      Enable participants to gain insight knowledge into cheque truncation and electronic settlement and clearance system



COURSE OUTLINE IN A WEEKLY FORMAT


WEEK

TOPIC

RESOURCES

INSTRUCTIONAL APPROACH

ACTIVITY
1
Introduction of the course and discussion of the course outline
Projector, labtop and maker
Presentation and discussion
Formation of groups for term paper
2
General Overview of Traditional Banking.
General Overview of E-banking and history of e-banking (global and Ghana),
Projector, labtop and maker
Presentation and discussion
Assignment – register to be part of the Moodle platform. Share your view on the question posed at the forum blog
3
Importance of E-banking, human involvement and e-banking.
E-banking technologies – personal computer banking, Telephone banking, branch networking

Projector, labtop and maker
Presentation and discussion
Term paper questions given out. – Present a 20 paged report on any topic of your choice in e-banking and commerce. You’ll conduct a field survey on the topic, gather data and analyze the data gathered.

Assignment – use your groups to write an essay on the death of a bank branch and submit in Moodle.
4
E-banking technologies/ electronic delivery channels – ATM, electronic cards, mobile phone banking, E-zwich
Projector, labtop and maker
Presentation, discussion
Assignment -Watch two movies on ATM and credit cards for discussion
5
The concept of electronic commerce; General overview of E-commerce and history of e-commerce, electronic commerce Technology

Projector, labtop and maker
Presentation and discussion
Go to the forum blog to participate in a discussion on e-commerce
6
Web strategy,
Problematic issues in e-banking and e-commerce

Projector, labtop and maker
Presentation and discussion
Assignment – discuss five   companies in Ghana’s web strategy. Submit in Moodle
7
The Truncation of cheques and other banking instruments via electronic means

Projector, labtop and maker
Presentation and discussion
Students would be tasked to read more the the Cheque Codeline Clearing and Ghana Automated Clearing House
8
E-banking risk management


Projector, labtop and maker
Presentation and discussion

9
Other issues related to e-banking and commerce

Projector, labtop and maker
Discussion

10
Future trends
Banking systems for electronic delivery
Projector, labtop and maker
Presentation and discussion

11
Interim Assessment and revision
Answer sheets


12
Presentation of term paper
Projector, labtop and maker


13
Presentation of term papers
Projector, labtop and maker


COURSE OUTLINE FOR SECURITIES AND PORTFOLIO ANALYSIS



UNIVERSITY OF PROFESSIONAL STUDIES (UPSA)
WEEKEND SCHOOL

SECURITIES AND PORTFOLIO ANALYSIS

LECTURERS:
DAVID MENSAH
REBECCA ATTAH-ANNOR
SAINT KUTTU


Objective of the Course:
This course covers the operation of stocks and securities markets and the construction of investment portfolios. On completion of this course, students will be able to discuss, explain, and apply modern portfolio theory to a range of practical situations; understand the implications of capital market efficiency for security selection styles such as technical and fundamental analysis, evaluate bonds as an investment strategy; understand the basic characteristics of options and futures contracts; apply pricing models and appreciate the roles of theses derivative instruments as risk management tools.

Pre-Requisites:
This is basically an extension of the knowledge acquired in investment fundamentals and corporate finance. Students with strong background in these areas should find this course very interesting.

Assessment and Evaluation Procedure:
The final assessment shall be on the basis of the continuous assessment (CA) system. This involves
(i)                 Interim assessment                                                 20%
(ii)               Assignment                                                                        10%
(iii)             End of semester exam                                                       70%

Teaching Methods:
The primary mode of delivering this course would be through lectures, presentation and discussions.

Basic Text/Main Text:
(i)                 Sam Mensah (PhD), Securities Markets and Investments
(ii)               Robert  A. Strong, Portfolio Construction, Management, and  Protection, 5th ed
(iii)             Mayo H. B. Investment: An introduction, 8th ed
(iv)             Reilly F. K. and Norton E. A,  Investment, 5th ed

How to pass the course:
(i)                 Attend all lectures
(ii)               Focus on solving problems; working the calculations as well as mastering the theories
(iii)             Re-work and master all examples done in class
(iv)             Study (not read) the textbook
(v)               Ask questions
(vi)             Chat with the lecturer after class or appropriate times
(vii)           Form study groups





WEEK
BRIEF CONTENT
DETAILS
One
Investment Process and Financial Markets
Financial markets and instruments: Financial intermediaries, importance of intermediation, regulatory bodies, the stock exchange, types of securities, characteristics of investments
Two
How Securities Markets are Organized
How companies raise capital, the issuing process, process of trading securities, stock market indexes an averages, types of orders, trade handling and settlement, other market institutions
Three
Legal and Regulatory Framework
Why securities firms are regulated, relevant legislation: the securities industry law, (Amendment, (Act), 2000, Act (590)), the Ghana Stock Exchange Rules, Taxation, Regulation of the Government Securities Markets, Regulation of collective investment schemes
Four
Time Value of Money and the Mathematics of Finance
Simple and compound interest, effect of the frequency of compounding, finding interest rates and time requirements, annuities, perpetuity, comparing annuities and perpetuities.
Five
Risk and Return Analysis
Measuring investment return, measuring investment risk
Six
Fixed Income Securities
Discount and coupon instruments, the primary market for government securities, the money market instruments, the valuation and quotation of money market instruments, bond instruments, valuation of a bond, bond returns and risk, factors to consider in managing a bond portfolio, the risk structure of interest rates, bond portfolio management strategies
INTERIM ASSESSMENT
Seven
Shares and Shares Valuation
Preference shares, ordinary shares, rights of shareholders, bonus shares, share buybacks, valuation of shares
Eight
Economic, Industry, and Company Analysis
Economic and industry analysis, relationship between economic variables and shares prices, industry analysis, Financial statement Analysis and Financial Ratios, Technical and Fundamentals Analysis
Nine
Derivatives
Futures, Forwards, and Options
Ten
Portfolio Construction
Mathematics of Diversification, Why diversification is a good idea, international Investment and diversification
Eleven
Portfolio Management
Equity portfolio, fixed income portfolio, portfolio management strategies
ASSIGNMENT
Twelve
Investment Funds and Performance Analysis
Unit trusts, mutual funds, operation of investment funds, performance analysis.
Thirteen
Revision
SUBMISSION OF ASSIGNMENT
NB: The assignment in week eleven must be submitted in the revision week